Wealth Management, Retirement Planning, Simple Philosophy

What to expect

Deep Blue Financial LLC is a Registered Investment Advisor (RIA) with our headquarters located in Northbrook, IL. We keep our investment philosophy simple. Complicated investment processes don’t always translate into higher returns, but they very often translate into high fees. We use index funds and ETFs so that the cost of the funds in a portfolio stays as low as we can reasonably make it. If your investment advisor is unable to explain any investment in thirty seconds, that investment probably doesn’t have a place inside your portfolio. A fund’s expense ratio is money that leaves the account every year regardless of how the fund does. It makes sense that if an investment company charges less, you keep more of your money.

Investing Philosophy

LOCATED IN NORTHBROOK, IL - JUST NORTH OF DOWNTOWN CHICAGO

Deep Blue Financial is a Registered Investment Advisor (RIA)

Deep Blue Financial offers customized, proprietary asset management for private clients. A dedicated investment manager will sit down with you in our offices or in your home, to customize a plan specifically tailored to your needs and financial goals. We will consolidate pre-existing retirement plans, pensions, life insurance, social security, inheritance, trusts, and other brokerage accounts into one comprehensive, low-cost financial and investment plan. Our approach includes expense management, wealth management and tax efficiency. Every family, from young professionals to long-retired couples, can benefit from substantially reduced costs and taxes.

Financial Advisor

Our clients ask a lot of questions about insurance, mortgage lenders, small business loans, and other financial concerns. Deep Blue Financial is more than happy to give you our honest guidance on these topics. We don’t sell insurance, make loans, or profit from referring clients to a lender or agent. Instead, we pride ourselves on offering quality advice to those who need it. We are happy to point you in a direction if we know something that may help while working with you to manage your wealth and plan for your retirement. No matter what your questions or concerns, we are here to help.

Retirement Planning

Financial planning for the future. Deep Blue Financial does financial planning for all our clients at no extra charge. We help folks answer the questions:

Do I need a financial planning?
How much do I need to save?
In what ways can I build up my retirement savings?
What is the appropriate amount of risk to take in my retirement portfolio?
How do I make sure I don’t run out of money?
Can I efficiently give away my money to my heirs or charity?

Index Funds and ETFs

We use index funds and ETFs so that the cost of the funds in a portfolio stays as low as we can reasonably make it. If your investment advisor is unable to explain exactly what is inside any investment in thirty seconds, that investment probably doesn’t have a place inside your portfolio. We believe that you should understand how your money is invested at all times.